With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as homebuyers and refinancers look for lower introductory inte
Dec 19, 2023 | Purchasing a Home
Mortgage prepayment penalties can be a perplexing aspect of your home financing journey. Essentially, they are fees imposed by lenders when you pay off your mortgage earlier than agreed upon or exceed the specified payment limits. These fees are designed
Dec 12, 2023 | Purchasing a Home
Are you tired of juggling a pile of bills, from high-interest credit card debts to personal loans and auto payments? If so, there might be a financial strategy that could simplify your life: refinancing your mortgage to consolidate all those debts. In thi
Dec 05, 2023 | Refinancing a Home
What Are Conforming Loan Limits? Conforming loan limits refer to the cap on the size of a mortgage loan that Fannie Mae and Freddie Mac can buy or guarantee. These limits are important because they influence the m
Nov 28, 2023 |
Congratulations on closing on your new home! While this is a time for celebration, it's also crucial to be aware of the various consumer scams targeting new homeowners. Scammers often prey on
Nov 28, 2023 |
Embarking on the journey of buying your first home is exciting, but it can also be fraught with potential pitfalls, especially for those new to the process. As we step into the New Year, it's
Nov 28, 2023 |
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.